Terms and Condition

Terms and Condition

LAST REVISION: 22nd August, 2020

PLEASE READ THIS TERMS OF SERVICE AGREEMENT CAREFULLY. BY USING THIS WEBSITE OR ORDERING PRODUCTS FROM THIS WEBSITE YOU AGREE TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT.

This Terms of Service Agreement (the “Agreement”) governs your use of this website, saraf.academy (the “Website”), Saraf Gurukul Private Limited (“Business Name”) and Saraf Academy (Brand Name) offer of products for purchase on this Website, or your purchase of products available on this Website. This Agreement includes, and incorporates by this reference, the policies and guidelines referenced below. Saraf Gurukul Private Limited reserves the right to change or revise the terms and conditions of this Agreement at any time by posting any changes or a revised Agreement on this Website. Saraf Gurukul Private Limited will alert you that changes or revisions have been made by indicating on the top of this Agreement the date it was last revised. The changed or revised Agreement will be effective immediately after it is posted on this Website. Your use of the Website following the posting any such changes or of a revised Agreement will constitute your acceptance of any such changes or revisions. Saraf Gurukul Private Limited encourages you to review this Agreement whenever you visit the Website to make sure that you understand the terms and conditions governing use of the Website. This Agreement does not alter in any way the terms or conditions of any other written agreement you may have with Saraf Gurukul Private Limited for other products or services. If you do not agree to this Agreement (including any referenced policies or guidelines), please immediately terminate your use of the Website. If you would like to print this Agreement, please click the print button on your browser toolbar.

  1. PRODUCTS

Terms of Offer. This Website offers for sale of certain products (the “Products”). By placing an order for Products through this Website, you agree to the terms set forth in this Agreement.

Customer Solicitation: Unless you notify our third party call center reps or direct Saraf Gurukul Private Limited sales reps, while they are calling you, of your desire to opt out from further direct company communications and solicitations, you are agreeing to continue to receive further emails and call solicitations from Saraf Gurukul Private Limited and its designated in house or third party call team(s).

Opt Out Procedure: We provide 3 easy ways to opt out of from future solicitations. 1. You may use the opt out link found in any email solicitation that you may receive. 2. You may also choose to opt out, via sending your email address to: classes@saraf.academy 3. You may send a written remove request toSaraf Gurukul Private LimitedSuite-103, Alphanso Estate, 5, SURENDRA MOHAN GHOSH SARANI,KOLKATA 700001

Proprietary Rights: Saraf Gurukul Private Limited has proprietary rights and trade secrets in the Products. You may not copy, reproduce, resell or redistribute any Product manufactured and/or distributed by Saraf Gurukul Private Limited. Saraf Gurukul Private Limited also has rights to all trademarks and trade dress and specific layouts of this webpage, including calls to action, text placement, images and other information.

Tax. If you purchase any Products, you will be responsible for paying any applicable taxes.

  1. WEBSITE

Content; Intellectual Property; Third Party Links. In addition to making Products available, this Website also offers information and marketing materials. This Website also offers information, both directly and through indirect links to third-party websites, about study courses primarily in finance. Saraf Gurukul Private Limited does not always create the information offered on this Website; instead the information is often gathered from other sources. To the extent that Saraf Gurukul Private Limited does create the content on this Website, such content is protected by intellectual property laws of the India, foreign nations, and international bodies. Unauthorized use of the material may violate copyright, trademark, and/or other laws. You acknowledge that your use of the content on this Website is for personal, noncommercial use. Any links to third-party websites are provided solely as a convenience to you. Saraf Gurukul Private Limited does not endorse the contents on any such third-party websites. Saraf Gurukul Private Limited is not responsible for the content of or any damage that may result from your access to or reliance on these third-party websites. If you link to third-party websites, you do so at your own risk.

We might have to share your details with the ACCA Institute for the Results services.

Use of Website; Saraf Gurukul Private Limited is not responsible for any damages resulting from use of this website by anyone. You will not use the Website for illegal purposes. You will (1) abide by all applicable local, state, national, and international laws and regulations in your use of the Website (including laws regarding intellectual property), (2) not interfere with or disrupt the use and enjoyment of the Website by other users, (3) not resell material on the Website, (4) not engage, directly or indirectly, in transmission of “spam”, chain letters, junk mail or any other type of unsolicited communication, and (5) not defame, harass, abuse, or disrupt other users of the Website

License. By using this Website, you are granted a limited, non-exclusive, non-transferable right to use the content and materials on the Website in connection with your normal, noncommercial, use of the Website. You may not copy, reproduce, transmit, distribute, or create derivative works of such content or information without express written authorization from Saraf Gurukul Private Limited or the applicable third party (if third party content is at issue).

Posting. By posting, storing, or transmitting any content on the Website, you hereby grant Saraf Gurukul Private Limited a perpetual, worldwide, non-exclusive, royalty-free, assignable, right and license to use, copy, display, perform, create derivative works from, distribute, have distributed, transmit and assign such content in any form, in all media now known or hereinafter created, anywhere in the world. Saraf Gurukul Private Limited does not have the ability to control the nature of the user-generated content offered through the Website. You are solely responsible for your interactions with other users of the Website and any content you post. Saraf Gurukul Private Limited is not liable for any damage or harm resulting from any posts by or interactions between users. Saraf Gurukul Private Limited reserves the right, but has no obligation, to monitor interactions between and among users of the Website and to remove any content Saraf Gurukul Private Limiteddeems objectionable, in Saraf Gurukul Private Limited sole discretion.

With our Sites and services constantly evolving, the Terms and Conditions and Privacy Policy may also change. Whenever there are changes, the modified Terms and Conditions or Privacy Policy will be posted on the Sites and will be effective at that time. Consequently, each time you access or use the Sites, you accept and agree to the most current set of Terms and Conditions and Privacy Policy. It is your responsibility to be aware of any such changes.

 

  1.  DISCLAIMER OF WARRANTIES

YOUR USE OF THIS WEBSITE AND/OR PRODUCTS ARE AT YOUR SOLE RISK. THE WEBSITE AND PRODUCTS ARE OFFERED ON AN “AS IS” AND “AS AVAILABLE” BASIS. Saraf Gurukul Private Limited EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, AND NON-INFRINGEMENT WITH RESPECT TO THE PRODUCTS OR WEBSITE CONTENT, OR ANY RELIANCE UPON OR USE OF THE WEBSITE CONTENT OR PRODUCTS. (“PRODUCTS” INCLUDE Open Video Content or PDF document.)

Saraf Gurukul Private Limited is a training Academy and we charge a fee for delivering the best in class training, taking mock examinations when needed and preparing students for the exams. Apart from this, in good faith, at times we do help students for other activities like registration process with the parent Institute or guide them with study materials. However we are not liable for any of these gestures besides imparting the training for the course which we any learner has signed up for. Saraf Gurukul Private Limited does not take any responsibility for providing the course materials for any qualification. Saraf Gurukul Private Limited ’s responsibility is strictly limited to the training classes, exams and doubt removal of the programs, student signs up for. The student has to make his own assessment of which course study materials, he/she needs to purchase for studying. If a student relies on any suggestions given by faculties/ staff of Saraf Gurukul Private Limited , it would solely be at his/her own discretion.

Saraf Gurukul Private Limited do not supply legal, investment, professional or career advice. Nothing on the Sites or within the documents available through the Sites constitutes legal, investment, career or other professional advice. You should not rely on any information posted on the Sites as if it were legal, investment, career or other professional advice. The documents provided on the Sites are for general guidance only and do not contain definitive advice. We cannot and do not guarantee or warrant that any of the information that you may receive through the Sites, or links to third party websites is accurate, up-to-date or complete and we do not accept any responsibility for any errors or omissions, or for any damage or loss you may suffer.

WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, Saraf Gurukul Private Limited MAKES NO WARRANTY:

THAT THE INFORMATION PROVIDED ON THIS WEBSITE IS ACCURATE, RELIABLE, COMPLETE, OR TIMELY.

THAT THE LINKS TO THIRD-PARTY WEBSITES ARE TO INFORMATION THAT IS ACCURATE, RELIABLE, COMPLETE, OR TIMELY.

NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THIS WEBSITE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN.

AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE PRODUCTS OR THAT DEFECTS IN PRODUCTS WILL BE CORRECTED.

REGARDING ANY PRODUCTS PURCHASED OR OBTAINED THROUGH THE WEBSITE.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

  1. LIMITATION OF LIABILITY

Saraf Gurukul Private Limited ENTIRE LIABILITY, AND YOUR EXCLUSIVE REMEDY, IN LAW, IN EQUITY, OR OTHWERWISE, WITH RESPECT TO THE WEBSITE CONTENT AND PRODUCTS AND/OR FOR ANY BREACH OF THIS AGREEMENT IS SOLELY LIMITED TO THE AMOUNT YOU PAID, LESS SHIPPING, HANDLING, ANY Hardware Cost and ANY Books, FOR PRODUCTS PURCHASED VIA THE WEBSITE.

Saraf Gurukul Private Limited WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES IN CONNECTION WITH THIS AGREEMENT OR THE PRODUCTS IN ANY MANNER, INCLUDING LIABILITIES RESULTING FROM (1) THE USE OR THE INABILITY TO USE THE WEBSITE CONTENT OR PRODUCTS; (2) THE COST OF PROCURING SUBSTITUTE PRODUCTS OR CONTENT; (3) ANY PRODUCTS PURCHASED OR OBTAINED OR TRANSACTIONS ENTERED INTO THROUGH THE WEBSITE; OR (4) ANY LOST PROFITS YOU ALLEGE.

SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

Saraf Gurukul Private Limited shall not be liable to you for any communication you send to us by email which is either received late or not received at all.

Saraf Gurukul Private Limited has used reasonable care and skill in compiling the material on this site but makes no warranty as to its accuracy or completeness. Saraf Gurukul Private Limited accepts no liability for any errors or omissions in the material, or for any action or decision taken or not taken as a result of using this site. Saraf Gurukul Private Limited shall not be liable to you for any loss arising out of the inaccuracy or incompleteness of information, including any of your or any third party’s Contributions, contained on the Sites or in the services available through the Sites.

 

The Sites and/or services available through the Sites are provided to you "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

While Saraf Gurukul Private Limited will endeavor to maintain the availability of the Sites, we make no warranty that the Sites will meet your requirements or will be uninterrupted, timely, or error-free, that defects will be corrected or that the Sites or the server(s) that make the Sites and/or the services available through the Sites available are free of viruses or bugs. If you are aware of any error on the Sites please contact us and we will endeavor to correct it.

Saraf Gurukul Private Limited will not be responsible or liable to you for any loss of material uploaded or transmitted through the Sites.

Saraf Gurukul Private Limited shall not be liable for any special, indirect or consequential damages (including loss of business, profits, anticipated savings, opportunity, reputation or goodwill) however caused.

  1. INDEMNIFICATION

You will release, indemnify, defend and hold harmless Saraf Gurukul Private Limited, and any of its contractors, agents, employees, officers, directors, shareholders, affiliates and assigns from all liabilities, claims, damages, costs and expenses, including reasonable attorneys’ fees and expenses, of third parties relating to or arising out of (1) this Agreement or the breach of your warranties, representations and obligations under this Agreement; (2) the Website content or your use of the Website content; (3) the Products or your use of the Products (including Trial and FREE Products); (4) any intellectual property or other proprietary right of any person or entity; (5) your violation of any provision of this Agreement; or (6) any information or data you supplied to Saraf Gurukul Private Limited. When Saraf Gurukul Private Limited is threatened with suit or sued by a third party, Saraf Gurukul Private Limited may seek written assurances from you concerning your promise to indemnify Saraf Gurukul Private Limited; your failure to provide such assurances may be considered by Saraf Gurukul Private Limited to be a material breach of this Agreement. Saraf Gurukul Private Limited will have the right to participate in any defense by you of a third-party claim related to your use of any of the Website content or Products, with counsel of Saraf Gurukul Private Limitedchoice at its expense.Saraf Gurukul Private Limited will reasonably cooperate in any defense by you of a third-party claim at your request and expense. You will have sole responsibility to defend Saraf Gurukul Private Limited against any claim, but you must receive Saraf Gurukul Private Limited prior written consent regarding any related settlement. The terms of this provision will survive any termination or cancellation of this Agreement or your use of the Website or Products.

  1. Restricted access

Access to parts of the Sites are restricted to authorized persons. If you believe you have been granted access to any document or file by mistake, please exit the restricted section immediately and contact us as soon as possible.

You may be required to enter your username and password to enter restricted areas of the Sites. You must not allow any other person to use your password. If you believe someone else knows your password, you must change it immediately.

We reserve the right to remove users from the authorized list of users at any time.

Parts of the Sites incorporate encryption technology but even if there is encryption technology in place we cannot guarantee that unauthorized individuals will not be able to access confidential information hosted on or downloaded from the Sites.

The documents and files hosted on restricted parts of the Sites are confidential. You must not distribute the documents and files hosted in these areas except to persons authorized to read them. If you believe that you may have been granted access to a document or file by mistake you must not download it, copy it, use it for any purpose or disclose its contents to any other person.

If you access the Sites from a shared PC, during your access to the Sites you will be responsible for all instructions received by us between the time you pass the security procedure until you exit the Sites. This includes any input errors or instructions sent by someone other than you whilst you are still logged onto the Sites.

Recording of any live sessions are illegal. The class subscribed to the students are only entitling them to access those classes and recordings for the said period. Any malpractice with our Intellectual Property will entitle us to take strong legal action against the students.

We use ZOOM for our LIVE classes. However we want to clarify that we will not take any responsibility for any issue that might occur because of the ZOOM app or any other virus breakout on your system.

Email communication is not secure and there is no guarantee that an email will be delivered within a reasonable time, or at all. We advise you to contact us by telephone with any information that must reach us by certain deadlines.

  1. Contributions

You are solely responsible for your Contributions and you shall ensure that your Contributions do not:

  1. contain any material which is defamatory of any person;

  2. contain any material which is obscene, offensive, hateful or inflammatory;

  3. promote sexually explicit material;

  4. promote violence;

  5.  promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age;

  6. infringe any copyright, database right or trade mark of any other person;

  7. be likely to deceive any person;

  8. be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence;

  9. promote any illegal activity;

  10. be threatening, abuse or invade another’s privacy, or cause annoyance, inconvenience or needless anxiety;

  11. be likely to harass, upset, embarrass, alarm or annoy any other person;

  12. be used to impersonate any person, or to misrepresent your identity or affiliation with any person;

  13. give the impression that they emanate from us, if this is not the case; or

  14. advocate, promote or assist any unlawful act such as (by way of example only) copyright infringement or computer misuse.

You retain the ownership rights in your Contributions and grant us a non-exclusive, worldwide, perpetual, irrevocable, royalty-free, sub-licensable right to exercise the copyright, publicity, trademarks, database rights and intellectual property rights you have in the Contributions, in any media known now or in the future. In addition, you waive all moral rights you have in the Contributions to the fullest extent permitted by law. You represent and warrant that you are entitled to grant such a license to us.

You agree to indemnify us for any cost, expenses, damages or liabilities we incur due to your use of the Sites or otherwise relating to any of your Contributions. We reserve the right to remove or edit any Contributions as we see fit, without warning and without being required to provide reasons, and/or to make such information available to regulatory bodies or law enforcement authorities. Our decision on this shall be final. Further, we reserve the right to suspend or terminate, or bar access to, all or part of the Sites.

We shall not be liable to you for any loss you may incur as a result of us taking any of the actions described in clause 4.3 nor for the actions or inactions of other users, including anything contained in your or any third party’s Contributions.

In the course of using the Sites, you may submit your personal data and/or the personal data of others. It is your responsibility to ensure this information is accurate and up-to-date. 

You agree that you are responsible for the personal data that you submit to the Sites, including the personal data of others. If you submit the personal data of others to the Sites, you must ensure that you have all the rights and permissions needed to use that personal data in connection with the Sites and any services offered through the Sites. We are not responsible for any actions you take with regards to submitting the personal data of others to the Sites. Please do not add the personal data of others to the Sites unless you have first obtained consent to do so.

  1. PRIVACY

Please refer to Privacy Policy section on saraf.academy

  1. AGREEMENT TO BE BOUND

By using this Website or ordering Products, you acknowledge that you have read and agree to be bound by this Agreement and all terms and conditions on this Website.

  1.  GENERAL

Force Majeure: Saraf Gurukul Private Limited will not be deemed in default hereunder or held responsible for any cessation, interruption or delay in the performance of its obligations hereunder due to earthquake, flood, fire, storm, natural disaster, act of God, war, terrorism, armed conflict, labor strike, lockout, or boycott, epidemic situation or any other similar situations.

Cessation of Operation: Saraf Gurukul Private Limited may at any time, in its sole discretion and without advance notice to you, cease operation of the Website and distribution of the Products.

Entire Agreement: This Agreement comprises the entire agreement between you and Saraf Gurukul Private Limited and supersedes any prior agreements pertaining to the subject matter contained herein.

Effect of Waiver: The failure of Saraf Gurukul Private Limited to exercise or enforce any right or provision of this Agreement will not constitute a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of this Agreement remain in full force and effect.

Governing Law: This Website originates from the Kolkata, West Bengal, India. This Agreement will be governed by the laws of the State of West Bengal without regard to its conflict of law principles to the contrary. Neither you nor Saraf Gurukul Private Limited will commence or prosecute any suit, proceeding or claim to enforce the provisions of this Agreement, to recover damages for breach of or default of this Agreement, or otherwise arising under or by reason of this Agreement, other than in courts located in Kolkata. By using this Website or ordering Products, you consent to the jurisdiction and venue of such courts in connection with any action, suit, proceeding or claim arising under or by reason of this Agreement. You hereby waive any right to trial by jury arising out of this Agreement and any related documents.

Statute of Limitation: You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Website or Products or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred.

Waiver of Class Action Rights: BY ENTERING INTO THIS AGREEMENT, YOU HEREBY IRREVOCABLY WAIVE ANY RIGHT YOU MAY HAVE TO JOIN CLAIMS WITH THOSE OF OTHER IN THE FORM OF A CLASS ACTION OR SIMILAR PROCEDURAL DEVICE. ANY CLAIMS ARISING OUT OF, RELATING TO, OR CONNECTION WITH THIS AGREEMENT MUST BE ASSERTED INDIVIDUALLY.

Termination: Saraf Gurukul Private Limited reserves the right to terminate your access to the Website if it reasonably believes, in its sole discretion, that you have breached any of the terms and conditions of this Agreement. Following termination, you will not be permitted to use the Website and Saraf Gurukul Private Limited may, in its sole discretion and without advance notice to you, cancel any outstanding orders for Products. If your access to the Website is terminated, Saraf Gurukul Private Limited reserves the right to exercise whatever means it deems necessary to prevent unauthorized access of the Website. This Agreement will survive indefinitely unless and until Saraf Gurukul Private Limited chooses, in its sole discretion and without advance to you, to terminate it.

Assignment: You may not assign your rights and obligations under this Agreement to anyone. Saraf Gurukul Private Limited may assign its rights and obligations under this Agreement in its sole discretion and without advance notice to you.

Important points: 

 

1) Saraf Gurukul Private Limited strongly advise to review the demo classes properly, and then take the decision. Demo classes are freely uploaded on our official YouTube channel.


2) Please note that any Fees paid to the Saraf Gurukul Private Limited are non-refundable. 


3) LIVE Online classes can be accessed on compatible mobile phone, tablet or laptop.


4) For accessing the  Recording of the classes a software needs to be installed in your system. For accessing the Saraf Academy Notes & the Software for running the recorded classes, the System Requirements are:  A personal Laptop or desktop with windows Operating System having Minimum 4GB RAM and a Gmail id.


5) To view the class recordings on your mobile, you can do the same on any Android Mobile by making an additional payment.


6) Validity of the CIMA(UK), ACCA(UK), CPA(US) & CMA(US) classes  is 1 Year, and the validity for Diploma in IFRS programis 6 months.

 

7) Grant of Exemption of any papers for any course taught by Saraf Academy  is at the sole discretion of the Parent Institute (ACCA, AICPA,CIMA & IMA) and Saraf Academy doesn’t take any responsibility for the same.

 

8)The Saraf Academy Training Fee includes LIVE Online Training Classes, Recorded Classes & Saraf Academy Inhouse Study Resources in soft copy for the subscribed subject.

9) Student shall be expelled from the class and legal action shall be taken if he/she is found engaged in recording (audio/video/photography) and/or circulation of the same in any mode or manner.

 

10. Distribution/Circulation of any notes and other resources shared with the student by Saraf Academy in any form (photocopy or scanned copy) is strictly prohibited.

 

11. Saraf Gurukul Private Limited has the right to use the personal details of the students as provided by them for publication of tehor exam results.

 

12.  Saraf Gurukul Private Limited holds the right to share the student's information,as provided by them, with the Institutes( ACCA, CIMA, AICPA, IMA) as and when required by the Institute.

 

13. Saraf Gurukul Private Limited reserves it’s right to change/extend the Schedule of classes at any time during the course of the term.

 

14. Saraf Gurukul Private Limited shall not be responsible for the loss/theft of student's belongings at its premises. Students are required to take care of their personal belongings.

 

15.  The fees for any of the courses can be modified by the Institute and/or the Saraf Gurukul Private Limited without any prior notice. 

 

BY USING THIS WEBSITE OR ORDERING PRODUCTS FROM THIS WEBSITE YOU AGREE TO BE BOUND BY ALL OF THE TERMS AND CONDITIONS OF THIS AGREEMENT.

Saraf Academy is the brand name of Saraf Gurukul Private Limited

ALL RIGHTS ARE RESERVED. You may not reproduce or transmit in any form or by any means, electronic or mechanical, including photocopying, recording, and storage in an information retrieval system, nor may you modify or create derivative works based on the text of any file, or any part thereof, except as otherwise specifically authorized by the Terms and Conditions of this Sites.